At first, let me humbly introduce myself. My name is Nikola and as a consultant and technical support, I've been working with various VoIP wholesale businesses worldwide for more than a decade. I'm proud that in that time I helped a lot of them resolve various challenges that VoIP wholesale businesses (especially small startups) face while setting their businesses from ground up but also in later stages of their business operations. Let me make it clear, I'm not a lawyer nor a financial expert, not even a business analyst. While (from what I've been doing for the last decade) I know a thing or two about various aspects of VoIP wholesale business operations, my real expertise is actually technical:  SIP interconnection troubleshooting, Voice carrier interconnection quality analysis, Voice/network packet capture analysis, Fraud detection and prevention, Specialized voice applications development, Voice equipment setup and maintenance, Linux system administration...